04/12/2024 Report on External Statistics, February 2024 In the first two months of 2024, the current account of the balance of payments showed a surplus in the amount EUR 0.5 billion, an improvement of EUR 0.2 billion compared to the surplus in the same period 2023. The bulk of the surplus (EUR 0.5 billion) was generated by trade in services, which maintained a similar level as in the same period in 2023. However, due to year-on-year lower imports, the trade in goods balance improved by 0.2 billion in the first two months of 2024 and thus had the largest impact on the improvement of the current account balance.
03/28/2024 Monthly Bulletin, March 2024 Balance sheet total of insurance corporations amounted to 9.1 billion EUR at the end of 2023, 8% more than at the end of 2022. They invest mostly in debt securities (4.2 billion EUR) and investment fund shares/units (2.0 billion EUR). Insurance technical reserves (5.3 billion EUR) and equity (2.9 billion EUR) prevailed within liabilities.
03/19/2024 Monthly report on bank performance, January 2024 Banka Slovenije publishes monthly the key data of the banking system for the last available month. More detailed data on bank operations are also available in the form of an enriched statistical database.
03/15/2024 Report on External Statistics, January 2024 After two months of the deficit, the external trade in goods balance again recorded a surplus (EUR 0.1 billion), but both exports and imports of goods declined year-on-year. Service trade maintained a similar level of surplus (EUR 0.3 billion), while primary and secondary income maintained a similar level of deficit (EUR 0.1 billion) as in the same month of 2023.
02/27/2024 Monthly Bulletin, February 2024 The data show that from March 2023 (when new T2 payment infrastructure went live) until December 2023 926.954 payments amounted to 353,91 billion EUR were settled in the T2 service, 1.152.622 payments amounted to 1,36 billion EUR were settled in the TIPS service and 36.606 payments amounted to 8,25 billion EUR were settled in the T2S service. These new data in Monthly Bulletin show payments settled in the new TARGET-Slovenija system. The data show separately the outgoing and incoming financial flows in the T2, TIPS and T2S services.
02/20/2024 Monthly report on bank performance, December 2023 Banka Slovenije publishes monthly the key data of the banking system for the last available month. More detailed data on bank operations are also available in the form of an enriched statistical database.
02/13/2024 Report on External Statistics, December 2023 In 2023, the current account of the balance of payments recorded a surplus of EUR 2.8 billion, which is a significant improvement compared to the EUR 0.6 billion deficit in 2022. The improvement in the current account balance was mainly due to trade in goods, which moved from a sharp deficit to a surplus in the first half of 2023 (an improvement of EUR 2.6 billion). In the second half of the year, the surplus in trade in goods fell again, turning into a slight deficit, mainly due to contraction in exports.
01/29/2024 Monthly report on bank performance, November 2023 Banka Slovenije publishes monthly the key data of the banking system for the last available month. More detailed data on bank operations are also available in the form of an enriched statistical database.
01/26/2024 Monthly Bulletin, January 2024 Balance sheet total of insurance corporations amounted to 8.9 billion EUR at the end of September 2023, which is 5.7% more than at the end of 2022. They invest mostly in debt securities (4.1 billion EUR) and investment fund shares/units (1.8 billion EUR). Insurance technical reserves (5.3 billion EUR) and equity (2.8 billion EUR) prevailed within liabilities.
01/15/2024 Quarterly Information Financial Accounts of Slovenia, January 2024 At the end of the third quarter of 2023 the general government sector had EUR 32.1 billion liabilities in debt securities, mostly to the rest of the world (52%), the central bank (38%) and banks (7%). In the last year net issuance amounted to EUR 1.4 billion, while revaluations amounted to EUR - 1.4 billion.
01/12/2024 Report on External Statistics, November 2023 In the first eleven months of 2023, the current account of the balance of payments recorded a surplus of EUR 2.6 billion, which substantional improvement compared to the EUR 0.2 billion deficit in the same period of 2022. The improvement in the current account balance was mostly influenced by trade in goods that switched from deficit to surplus. This was mainly due to 8.4% lower imports of goods compared to the same period 2022, partly as a result of price developments.
01/03/2024 Monthly Bulletin, December 2023 Euro short-term rate (€STR) has gradually increased since the beginning of 2022 and amounted to 3.90% in November 2023, which is a 2.53% increase compared to a year ago.
12/14/2023 Report on External Statistics, October 2023 In the first ten months of 2023, the current account of the balance of payments recorded a surplus of EUR 2.5 billion. Trade in goods surplus amounted to EUR 0.6 billion in the same period, while year-on-year declines in export volumes by 2.3% and imports by 8.2% continue to be recorded. On the other hand, trade in services is strengthening. In the first ten months of 2023, exports have increased by 6.4% and imports by 4.7% compared to the same period of 2022. The surplus in trade in services amounted to EUR 3.2 billion in the first ten months of 2023.
11/28/2023 Monthly Bulletin, November 2023 Leasing companies approved 7.7% more new business in the first nine months of 2023 than in the same period of 2022 . The stock of leasing business stood at EUR 2.6 billion at the end of September 2023, 7.4% more than at the end of 2022.
11/21/2023 Monthly report on bank performance, September 2023 Banka Slovenije publishes monthly the key data of the banking system for the last available month. More detailed data on bank operations are also available in the form of an enriched statistical database.
11/17/2023 International services trade by enterprise characteristics in 2022 In 2022, Slovenia's external trade in services amounted to EUR 3.5 billion, EUR 11.1 billion of exports and imports of services amounting to EUR 7.6 billion. Small enterprises contributed a quarter of the surplus in trade in services. Among other enterprises of this type, about half of total imports and exports of services are attributed to enterprises in transportation and storage.
11/13/2023 Report on External Statistics, September 2023 Gross external debt reached EUR 57.6 billion in September 2023, which is 10.4% more than a year ago. The largest debt ratio belongs to the general governmetn sector, which increased its debt by EUR 1.2 billion and represents 38.8% of total debt.
10/26/2023 Monthly Bulletin, October 2023 Since beginning of the last year, ESTR (euro short-term rate) has gradually increased and amounted to 3.75% in September 2023, which is 3.39% more than a year ago.
10/18/2023 Direct Investment 2022 The stock of inward FDI in Slovenia amounted to EUR 20.2 billion at the end of 2022, increasing by 7.6 % compared to the previous year. In the ranking of investments in terms of site of control, Austria and Germany are the most important countries, with almost equal shares, followed by the United States, Switzerland, and Italy. These five countries control more than 50 % of the value of FDI in Slovenia.
10/13/2023 Report on External Statistics, August 2023 After six consecutive months of surplus, the external trade balance turned into a deficit of EUR 0.1 billion in August 2023, which was EUR 0.2 billion lower than in August 2022. In the first eight months of 2023, the current account of the balance of payments recorded a surplus of EUR 2.1 billion, which was compared to the same period in 2022 mostly due to a 7.4% decrease in imports of goods and partly also price developments. During this time, exports of goods remained at a similar level.
09/27/2023 Monthly Bulletin, September 2023 Balance sheet total of insurance corporations amounted to 8.6 billion EUR at the end of June 2023, 2.2% more than at the end of 2022. They invest mostly in debt securities (4.2 billion EUR) and investment fund shares/units (1.8 billion EUR). Insurance technical reserves (5.0 billion EUR) and equity (2.8 billion EUR) prevailed within liabilities.
09/19/2023 Monthly report on bank performance, July 2023 Banka Slovenije publishes monthly the key data of the banking system for the last available month. More detailed data on bank operations are also available in the form of an enriched statistical database.
09/13/2023 Report on External Statistics, July 2023 In the first seven months of 2023 the current account of the balance of payments recorded a surplus of EUR 2.1 billion, which is a substantial change compared to the EUR 0.6 billion deficit in the same period of 2022. With the slowdown in export growth, the surplus is mainly a result of a 6.3% lower imports and price developments in trade.
08/28/2023 Monthly Bulletin, July-August 2023 EURIBOR for all maturities has gradually increased also this year. 6 months EURIBOR amounted to 3.94% in July 2023, 1.38 percentage points more than at the end of 2022.
08/17/2023 Monthly report on bank performance, June 2023 V Banki Slovenije mesečno objavljamo ključne podatke bančnega sistema za zadnji razpoložljiv mesec. Podrobnejši podatki o poslovanju bank so na voljo tudi v obliki obogatene statistične zbirke podatkov.
08/11/2023 Report on External Statistics, June 2023 In the first six months of 2023, the current account of the balance of payments showed a surplus of EUR 1.9 billion, which is a significant improvement compared to the EUR 0.4 billion deficit in the same period of 2022. The improvement of the current account balance was mostly influenced by the trade in goods, which shifted from a deficit to a surplus (improvement of EUR 1.9 billion EUR), and a larger surplus in the trade of services (EUR 0.3 billion EUR).
07/18/2023 Monthly report on bank performance, May 2023 Banka Slovenije publishes key banking system data for the latest available month on a monthly basis. More detailed data on bank performance are also available in the form of an enriched statistical database.
07/14/2023 Report on External Statistics, May 2023 In the first five months of 2023, the current account of the balance of payments showed a surplus of EUR 1.5bn, a marked improvement compared to the €0.3bn deficit in the same period in 2022. The improvement in the current account balance was mostly due to the switch of trade in goods from deficit to surplus (EUR 1.5bn improvement).
07/13/2023 Quarterly Information Financial Accounts of Slovenia, July 2023 Loans raised by non-financial corporations amounted to EUR 25.5 billion at the end of the first quarter of 2023, of which 41% with banks and 28% with the rest of the world. They increased by EUR 1.6 billion over the last year.
06/30/2023 Direct Investment 2022 – first release The stock of inward FDI in Slovenia amounted to EUR 20.2 billion at the end of 2022, up EUR 1.4 billion or 7.6% compared to the previous year. Meanwhile, the stock of Slovenian outward FDI amounted to EUR 8.6 billion at the end of 2022, this was up EUR 0.7 billion or 9.2% on the previous year.
06/28/2023 Monthly Bulletin, June 2023 Leasing companies approved 14.9% more new business in the first quarter of 2023 than in the first quarter of 2022. The stock of leasing business stood at EUR 2.5 billion at the end of the first quarter of 2023, 6.9% more than at the end of the first quarter of 2022.
06/13/2023 Report on External Statistics, April 2023 In the first four months of 2023, the current account of the balance of payments showed a surplus of EUR 1bn, an improvement from the EUR 0.3bn deficit over the same period last year. The improvement in the current account balance was mostly due to trade in goods, which switched from a deficit to a surplus (an improvement of EUR 1.1bn) and a higher surplus of trade in services (by EUR 0.1bn).
06/09/2023 Letno poročilo 2022 Objavili smo Letno poročilo Banke Slovenije za leto 2022.
05/30/2023 Monthly Bulletin, May 2023 EURIBOR for all maturities has gradually increased this year as well. The six-month ali rate ali EURIBOR amounted to 3.50% in April 2023, which is 0.94 percentage points more than at the end of 2022.
05/15/2023 Report on External Statistics, March 2023 In the first three months of 2023 the current account of the balance of payments showed a surplus of EUR 0.8 billion, which is an improvement from the EUR 0.3 billion deficit in the same period of 2022. The improvement in the current account balance was mostly due to trade in goods, which changed from a deficit to a surplus (an improvement of EUR 0.8 billion) and a EUR 0.2 billion higher surplus of trade in services.
05/03/2023 Monthly Bulletin, April 2023 Leasing companies approved 14.1% more new business in 2022 than in 2021. The stock of leasing business stood at EUR 2.4 billion at the end of 2022, 6.5% more than at the end of 2021.
04/25/2023 Monthly report on bank performance, April 2023 Banka Slovenije publishes key banking system data for the latest available month on a monthly basis. More detailed data on bank performance are also available in the form of an enriched statistical database.
04/21/2023 Quarterly Information Financial Accounts of Slovenia, April 2023 In 2022, the net financial position of the general government sector, calculated as financial assets less liabilities, improved by EUR 4.1 billion to EUR -12.7 billion mainly due to positive net revaluations of EUR 5.9 billion driven by rising interest rates. The general government deficit amounted to EUR 1.8 billion in 2022 or 3% of GDP.
04/13/2023 Report on External Statistics, February 2023 In the first two months of 2023, the current account of the balance of payments showed a surplus of EUR 0.3bn, which is an improvement compared to the same period in 2022, when there was a deficit of EUR 0.1bn. The improvement in the current account balance was most influenced by a EUR 0.3bn lower trade in goods deficit and a higher surplus of services by EUR 0.1bn.
03/27/2023 Monthly Bulletin, March 2023 Balance sheet total of insurance corporations amounted to 8.4 billion EUR at the end 2022, 9.2 % less than at the end of 2021. They invest mostly in debt securities (4.2 billion EUR) and investment fund shares/units (1.7 billion EUR). Insurance technical reserves (4.7 billion EUR) and equity (2.9 billion EUR) prevailed within liabilities.
03/21/2023 Monthly report on bank performance, March 2023 Recent developments in the banking sector have been marked by disruptions in the US and Swiss banking systems. The Slovenian banking system, as in the euro area, operate stable and with high liquidity, as at the beginning of this year, to which the published statistics refer. In January of this year, the year-over-year growth in loans to the non-bank sector continued to slow, as in the last months of the previous year. Compared to the multi-year average and in relation to the rest of the euro area countries, it has remained high.
03/16/2023 Report on External Statistics, January 2022 In January 2023, the current account again shows a surplus in the amount of EUR 0.1 billion, which is a similar level to the previous year. Services with the rest of the world contributed most to the positive balance (EUR 0.3 billion).
02/27/2023 Monthly Bulletin, February 2023 Since the beginning of the last year, Euribor for all maturities has been gradually increasing. 6 months Euribor amounted to 2.86% in January 2023, which is 3.39% more than one year ago.
02/17/2023 Monthly report on bank performance, February 2023 The year-on-year growth of loans to the non-banking sector accelerated significantly until August of last year, but then decreased in October, and further slowed down in December due to a significant monthly reduction in the volume of loans. Despite this, it remained high compared to the multi-year average by the end of the year. The volume of loans to non-financial corporations increased almost continuously last year, but in December, it decreased significantly compared to the multi-year average. Likewise, the year-on-year growth has slowed considerably since August when it reached a multi-year peak.
02/13/2023 Report on External Statistics, December 2022 In 2022, the current account deficit amounted to EUR 450 EUR million, while in 2021 the current account showed a surplus of 2 EUR billion. The reverse in the current account ballance is due to a significantly lower balance of goods (EUR 3.4 billion), which has shifted from surplus to deficit. Trade in services balance maintained a surplus during this period, increasing it by EUR 1.1billion.
01/27/2023 Monthly Bulletin, January 2023 In the first three quarters of 2022, leasing companies approved 13.5% more new business than in the same period of 2021. The stock of leasing business stood at EUR 2.4 billion at the end of the third quarter, up 4% in year-on year terms.
01/24/2023 Monthly report on bank performance, January 2023 Lending to the non-banking sector remained significantly higher year-on-year in November last year, while the monthly increase in loans was lower than in the previous months of 2022 due to weaker current lending to non-financial corporations and households. During the second half of the year, interest rates on newly approved loans rose significantly in the non-banking sector, while interest rates on deposits also rose slightly. In addition to non-financial corporate deposits, which have strengthened since the middle of 2022, household deposits also were also up in November, after several months of decline.
01/13/2023 Report on External Statistics, November 2022 In the first eleven months of 2022, the current account deficit amounted to EUR 218 million, while in the same period of 2021 the current account showed a surplus of EUR 2.2 billion. The decrease in current account surplus was most affected by deterioration of the trade by EUR 3.2 billion (the surplus turned into deficit). Trade in services with the rest of the world maintained a surplus over this period, increasing by EUR 971 million.
01/12/2023 Quarterly Information Financial Accounts of Slovenia, January 2023 In the last year, the rest of the world's financial position deteriorated by EUR 4.9 billion, mostly vis-à-vis the government sector and banks, nevertheless, the position improved vis-à-vis the central bank. At the end of the third quarter of 2022, the world's financial position was thus negative for the first time in more than two decades.
12/29/2022 Monthly Bulletin, December 2022 Balance sheet total of insurance corporations amounted to 8.4 billion EUR at the end of September 2022, 9.4% less than at the end of 2021. They invest mostly in debt securities (4.1 billion EUR) and investment fund shares/units (1.8 billion EUR). Insurance technical reserves (4.7 billion EUR) and equity (2.9 billion EUR) prevailed within liabilities.
12/14/2022 Report on External Statistics, October 2022 In the first ten months of 2022, the current account surplus amounted to EUR 57 million, compared with a surplus of EUR 2.1bn in the same period of 2021. The lower current account surplus was most affected by trade in goods with substantialy lower balance of 2.9bn (the surplus switched to deficit). Trade in services with the rest of the world maintained a surplus during this period, increasing it by EUR 1.1bn.
11/29/2022 Monthly Bulletin, November 2022 Balance sheet total of insurance corporations amounted to 8.7 billion EUR at the end of June 2022, 6.6 % less than at the end of 2021. They invest mostly in debt securities (4.1 billion EUR) and investment fund shares/units (1.8 billion EUR). Insurance technical reserves (4.9 billion EUR) and equity (2.9 billion EUR) prevailed within liabilities.
11/22/2022 Monthly report on bank performance November 2022 The year-on-year growth of loans to the non-banking sector remained high in September, while the monthly increase in loans was lower than in previous months due to a reduction in the volume of lending to large companies and a smaller volume of new loans to households. Household deposits, after a significant increase in the second quarter, decreased slightly in August and September, while the assets of non-financial corporations in bank accounts increased for the third month in a row. The indicators of asset quality also in September do not indicate an increase in credit risk.
11/14/2022 Report on External Statistics, September 2022 Trade in services with the rest of the world reached surplus of 2,8 EUR billion in the first nine months of 2022 up 1.0 EUR billion compared to nine months of 2021. Most outstanding was the increase in the surplus of travel, which was up 0.6 EUR billion compared to the same timeframe of 2021.
11/02/2022 Direct investment 2021 The stock of inward FDI in Slovenia amounted to EUR 18.4 billion at the end of 2021, which is EUR 1.7 billion or 10.4% more than at the end of 2020. Approximately two-thirds of FDI flow directly via the countries of ownership origin, while the remainder flows via transit countries. In the ranking of investments in terms of control site, the most important countries are Austria and Germany, with almost equal shares, followed by the US, Italy and Switzerland. These five countries control more than half of the inward FDI in Slovenia in value terms.
10/26/2022 Monthly Bulletin, October 2022 New leasing business reached 343 million EUR in the second quarter 2022, which is 9.6 % more than in the same period last year.
10/21/2022 Quarterly Information Financial Accounts of Slovenia, July 2022 Over the last year, non-financial corporations significantly increased their liabilities from trade credits and advances, which increased by EUR 3.6 billion. At the end of the second quarter of 2022, they amounted to EUR 17.2 billion, of which 50% were to the rest of the world and 42% were intra-sectoral.
10/18/2022 Monthly report on bank performance, October 2022 Lending to the non-bank sector continued to strengthen in August, as year-on-year growth accelerated to 13.0%. In particular, the growth in loans to non-financial corporations (NFCs) increased significantly. Compared to the previous months, household lending was still above average, with housing and other loans accounting for majority of the increase. The deposits of non-financial companies contributed to the further strengthening of the role of the non-banking sector in the third quarter, while the deposits of households decreased in August, for the first time since March.
10/14/2022 Report on External Statistics, August 2022 Current account balance reached deficit of EUR 213 million in the first eight months of 2022 compared to surplus of 1,6 EUR billion in the same timeframe of 2021. Deterioration of current account balance is mostly due to trade in goods balance, which dropped by 2,6 EUR billion. Trade in services balance is positive with surplus up EUR 857 million compared to the first eight months of 2021.
09/28/2022 Monthly Bulletin, September 2022 Balance sheet total of insurance companies reached 8.7 milliard EUR at the end of June 2022, which is 9.1% less than a year ago.
09/27/2022 Monthly report on bank performance, September 2022 Lending to the non-bank sector strengthened further in July, with growth well above the monthly average of the first half and an acceleration in growth over one year to 11.7%. In particular, lending to non-financial corporations (NFD), which was concentrated on only a few larger companies, strengthened, with year-on-year growth of 15.5%. Household loans were still higher than average compared to previous months, with housing loans accounting for the majority. The increase in household deposits in July was lower than in the previous three months, also because of the seasonal effect.
09/13/2022 Report on External Statistics, July 2022 Trade in services with the rest of the world reached surplus of EUR 1,9 billion in first seven months of 2022, which is EUR 705 million higher than in the same period of 2021. Exports of services increased by 36,3% and imports by 27,7% in the first seven months of 2022 compared to the same time period of 2021. Travel services show significant recovery and stand out with surplus three times higher compared to the first seven months of last year.
08/26/2022 Monthly Bulletin, July-August 2022 At the end of June this year, gross external debt of Slovenia has reached 51,9 billion €, which is 3.4% more than a year ago. Net external debt has been negative from October 2020 (considering claims towards the rest of the world) and at the end of June 2022, amounted to EUR –2,7 billion.
08/17/2022 Monthly report on bank performance, August 2022 The Bank's balance sheet declined in June due to the premature partial return of assets acquired from the Eurosystem (TLTRO-III), while its year-on-year growth slowed down considerably. Lending to the non-banking sector increased slightly on a year-on-year basis and continued to significantly exceed the average in the euro area, after lagging behind in the first year of the pandemic. The year-on-year growth of housing loans, which accelerated significantly last year, rose to 12% in June, so that the volume of all bank loans to households continued to increase.
08/12/2022 Report on External Statistics June 2022 In the first six months of 2022 current account reached deficit of EUR 121 million, compared to surplus of EUR 1,3 billion in the same timeframe of 2021. This is mostly due to a switch in balance of trade in goods (surplus switched to deficit), which deteriorated by EUR 2 billion compared to the same timeframe of 2021. However trade in services surplus improved by EUR 562 million compared to the same timeframe of 2021.
07/14/2022 Report on External Statistics, May 2022 Trade in services surplus with the rest of the world reached EUR 1.2 billion in the first five months of 2022, which is EUR 0.5 billion more than in the same period of 2021. Import and export of services have raised by one third in the first five months of 2022 in comparison with the same timeframe of 2021. Travel services show substantial recovery as their surplus has increased the most and is, in the first five months of 2022, four times higher than the previous year.
07/13/2022 Monthly report on bank performance, July 2022 The year-on-year growth of loans to the non-banking sector rose slightly again to 10.5% in May, reflecting an above-average increase in housing loans. At the same time, the increase in loans to non-financial corporations (NFCs) slowed, while consumer loans on bank balance sheets remained similar to the previous months. The deposits of the non-banking sector continued to increase, due to the increase in household deposits, while their year-on-year growth is decreasing following the strong increase in deposits over the previous two years.
07/11/2022 Quarterly Information Financial Accounts of Slovenia, July 2022 At the end of the first quarter of 2022, households' claims from deposits at banks amounted to EUR 24 billion, while households' liabilities from loans raised at banks stood at EUR 11.8 billion. In the last year, households reduced the growth of deposits and increased the growth of borrowed loans at the pre-pandemic levels.
06/30/2022 Direct Investment 2021 – first release Inward foreign direct investment in Slovenia increased by 10,4% in 2021 reaching 18,4 EUR billion at the end of 2021. Most of the increase in 2021 was due to reinvested earnings (0,5 EUR billion), equity transactions (0,2 EUR billion) and net debt to foreign investors (0,7 EUR billion) Outward foreign direct investment of Slovenia increased by 11,8% in 2021 reaching 7,8 billion at the end of 2021.
06/29/2022 Monthly Bulletin, June 2022 At the end of April this year, gross external debt of Slovenia has reached 51,7 billion €, which is 4.2% more than a year ago. Net external debt has been negative from October 2020 (considering claims towards the rest of the world) and at the end of April 2022, amounted to EUR –1,5 billion.
06/14/2022 Report on External Statistics April 2022 In the first four months of 2022, the current account deficit reached EUR 354 million compared to EUR 1 billion of surplus in the same timeframe of 2021. This was mostly due to trade in goods balance, which deteriorated by EUR 1,5 billion (switching from surplus to deficit). At the same time, trade in services retained and increased its surplus by EUR 186 million.
05/27/2022 Monthly Bulletin, May 2022 With the exception of 2019, the debt of the government sector has increased in the period from 2017 to 2021, which is especially noticeable in 2020, when the net transactions (issuances minus redemptions) amounted to approximately 6 billion euros. The long-term debt in euros with the remaining debt maturity of more than one year and fixed interest rate is predominant. In 2021, the average remaining debt maturity of the government sector amounted to almost 10 years.
05/20/2022 Monthly report on bank performance May 2022 The expansion of lending to the non-bank sector continued in March. The increase in loans to non-financial corporations was much higher than the average of the previous twelve months, meanwhile the year-on-year growth of these loans remained high and amongst the highest in the euro area. Year-on-year growth in housing loans continued to strengthen in March, driven by a strong increase in new housing loans. The volume of new consumer loans has also increased, and it was the first increase in the volume of new consumer loans after October 2019. Consequently, the year-on-year decrease of these loans was slightly reduced.
05/13/2022 Report on External Statistics March 2022 In the first three months of 2022, current account has a negative balance of EUR 0,2 billion whereas surplus of EUR 0,8 billion was recorded in the same timeframe of 2021. This is mostly due to trade in goods as the balance is down by 1 mrd EUR in the three month period of 2022 compared to the same period of 2021 therefore switching from surplus to deficit.
04/29/2022 Monthly Bulletin, April 2022 Amid a minor change in the balance sheet of monetary institutions since the beginning of 2021, there has been a further decline in deposits by households and non-financial corporations. On the asset side there was an increase of almost 10% in the stock of loans, driven largely by growth in housing loans and loans to non-financial corporations.
04/22/2022 Quarterly Information Financial Accounts of Slovenia, April 2022 Investments of insurance corporations and pension funds in equity amounted to EUR 4.8 billion at the end of 2021, having increased by EUR 979 million in the last year, with net purchases amounting to EUR 416 million.
04/13/2022 Monthly report on bank performance April 2022 The trend of increasing lending to the non-banking sector continued in February with increased lending to non-financial corporations and households. In the households segment, growth in housing loans strengthened year-on-year and was the fourth highest in the euro area, while in the case of consumer loans we observed a steady increase in new business. The volume of deposits of the non-banking sector decreased, as the growth of deposits of households and non-financial corporations did not exceed the outflow of deposits of other sectors.
04/13/2022 Report on External Statistics February 2022 In first two months of 2022 current account reached deficit of EUR 139 million, while in the same period of 2021 it reached surplus of EUR 461 million. Surplus of trade in goods was down by EUR 664 thus switched from surplus into deficit, while trade in services increased its surplus by EUR 27 million.
04/07/2022 Bank resolution – systemic arrangements and key challenges Sberbank banka, which had been part of the Sberbank Europe banking group, underwent resolution proceedings in February. After it had been declared that the banking group was failing or was likely to fail, a decision to apply a resolution measure (and not a liquidation measure) was taken for Sberbank banka in Slovenia, which was successfully implemented through its sale to Nova Ljubljanska banka.
03/25/2022 Monthly Bulletin, March 2022 Activity in mobile banking is further rising. At the end of 2021, there were 1,177,143 users which is 23 % more than a year ago. The number of mobile banking transactions is rising even faster, in the last quarter of 2021 it reached 2,449 million €, which is 55 % more than in the last quarter of 2020.
03/16/2022 Report on External Statistics January 2022 Gross external debt amounted to EUR 51,7 billion at the end of January 2022, which equals to 99,4% of GDP for the year 2021 (current prices). Breakdown of sectors shows 45,3% share of general government debt in total gross external debt, while banks and central bank hold 21,4% share. In terms of financial instruments, the biggest share represent debt securities (39,8%) followed by loans (18,3%).
03/15/2022 Monthly report on bank performance March 2022 Lending to the non-banking sector strengthened also in January, but this time mainly due to an increase in loans to non-financial corporations. Housing loans further increased, meanwhile the year-on-year lag in consumer loans remains, despite a solid volume of new business, mainly due to loan repayments from previous years. The quality of the portfolio, measured by the share of non-performing exposures and the share of Stage 2 credit risk, remained at the December level, but individual parts of the portfolio show different trends.
03/04/2022 Review of macroeconomic developments, March 2022 On this occasion it is the impact of the Russian military aggression on economic growth and inflation in Slovenia that lies at the heart of the publication. According to current assessments, it is still relatively limited, but the risks are increasing. One notable innovation is that the publication will make regular use of nowcasting. This is entirely model-based, making use of available data, and does not incorporate expert assessments of current macroeconomic developments. Currently it indicates that economic growth will remain high in the first quarter of this year.
02/25/2022 Monthly Bulletin, February 2022 Although the number of payment cards of domestic issuers at the end of 2021 was lower by 3.4 % (almost 158 thousand) than their highest number at the end of 2019, the number and value of their payments in the fourth quarter of last year considerably exceeded those in the last quarter of 2019. Their number increased by just over 7 % (more than 5 million) and value by just over 21 % (€ 501 mil).
02/16/2022 Monthly report on bank performance February 2022 Credit growth rose year-on-year in December, mainly due to stronger growth in housing loans. The year-on-year lag in the volume of consumer loans continued to narrow, mainly due to loan repayments from previous years. Growth in loans to non-financial corporations remained relatively high year-on-year, as they revived in the second half of the year. The shares of non-performing exposures further decreased at the end of the year, and in some parts of the portfolio there was a greater redistribution of claims to the group with higher credit risk. Deposits of non-financial corporations and households in banks significantly increased in December partly due to seasonal effects.
02/14/2022 Report on External Statistics December 2021 Current account surplus in 2021 reached 1,7 EUR billion, which is less than half compared to 2020. Trade in goods surplus was down by 1,9 EUR billion, year on year export increased by 18,9%, while import increased by 27,6%. Trade in services surplus in 2021 was up by 0,4 EUR billion compared to 2020, but still 0,5 EUR billion below the amount of 2019. The negative effect of covid-19 pandemic is particularly evident in export of services, which is in 2021 down 5% compared to 2019, while import of services was up by 1,5%.
01/28/2022 Monthly Bulletin, January 2022 Gross external debt of Slovenia has reached at the end of November last year 51,613 millions €, 5.6 % more than a year ago (48,875 €). Net external debt is negative already from October 2020 (which is claim toward rest of the world) and at the end of November last year amounted to EUR –792 million.
01/26/2022 Monthly report on bank performance, January 2022 As in previous months, banks were strengthening lending to households in November 2021, mainly by increasing the volume of housing loans. Meanwhile, the year-on-year contraction in consumer loans slowed down somewhat. Loans to non-financial corporations remained higher year-on-year, but decreased compared to October, when larger loans were given to a few companies. The quality of the banks' portfolio, measured by the share of non-performing exposures, remains unchanged, however, the reclassification to the increased-risk stage has increased, indicating a decline in quality in parts of the banks' portfolios.
01/14/2022 Quarterly Information Financial Accounts of Slovenia, January 2022 The value of investment funds amounted to EUR 4.1 billion at the end of the third quarter of 2021, having increased by EUR 1.2 billion in the last year, with net inflows amounting to EUR 420 million.
01/13/2022 Report on External Statistics November 2021 Trade in services with the rest of the world reached surplus of EUR 2,1 billion in first eleven months of 2021, which is EUR 290 million more compared to the same period of 2020, but still EUR 548 million less compared to the same period of 2019. The negative impact of covid-19 pandemic in eleven months of 2021 compared to the same period of 2019 is mostly seen in export of services, which is down by 6,7%, while import is slightly higher (by 1%). In November 2021, surplus of trade in services amounted to EUR 222 million, which is EUR 93 million more than in November 2020 and close to the surplus in November 2019 (EUR 224 million).
12/29/2021 Monthly Bulletin, December 2021 Total assets of insurance companies amount to 9,6 billion EUR at the end of September this year, which is 7,1% more than year before.
12/14/2021 Report on External Statistics October 2021 In first ten months of 2021 trade in services with the rest of the word reached surplus of 1.9 EUR billion, which is 12.6% increase compared to the same timeframe of 2020. Export increased by 16.5% while import increased by 18.2%. However in 2021 the level of trade in services flows is still lower than in 2019, when there was no covid-19 pandemic influence. Exports are down by 8% and imports by 1%, with a balance of €0.5 billion.
11/26/2021 Monthly Bulletin, November 2021 The fixed interest rate on new euro-denominated household loans with a maturity of more than 10 years from other monetary financial institutions was 1.77% in September this year, compared to 2.28% a year ago. The volume of such loans has increased this year, with €143 million of such loans in September compared to €60 million in September last year.
11/23/2021 Monthly report on bank performance, November 2021 In September, lending to households continued, as in previous months, mainly due to an increase in housing loans. At the same time, lending to the economy remains weak, although the volume of loans to non-financial corporations in September slightly exceeded last year's. The share of non-performing exposures remained at the same level in September as in the previous month, while the decline in the share of the loan portfolio with increased credit risk slowed down in recent months. Banks' pre-tax profits were relatively high, but were mainly the result of a net release of impairments and provisions.
11/15/2021 Report on External Statistics September 2021 Trade in services surplus reached 1.6 EUR billion in nine months of 2021, up 9,0% compared to the same timeframe of 2020. Export of services increased by 14,4%, while import increased by 16,6%. However import and export of services in first nine months of 2021 still don't reach the level of 2019 when there was no impact of covid-19 pandemic. Surplus of services is still 0.5 EUR behind 2019 levels (export 10,1%, import 2.4% less).
10/29/2021 Direct investment 2020 The stock of inward FDI in Slovenia amounted to EUR 16.6 billion at the end of 2020, up 2.4% on the end of 2019. There were no major notable transactions in 2020. The reticence to invest was largely related to the Covid-19 health crisis. Approximately two-thirds of FDI flows directly via the countries that are home to the ultimate investor, while the remainder flows via conduit countries.
10/27/2021 Monthly Bulletin, October 2021 In the household sector the number of mobile bank users exceeded the number of online bank users in the third quarter of this year. The total number of online bank users is still higher than the number of mobile bank users, mainly due to the increased use of online banking among legal persons. The value of payments in the mobile bank is increasing rapidly, but in the third quarter of this year it reached only 3.3% of total payments in the online bank.
10/22/2021 Quarterly Information Financial Accounts of Slovenia, October 2021 In the last year, the central bank sharply increased debt securities purchases under the Eurosystem's measures. Holdings of debt securities increased by EUR 3.8 billion and amounted to EUR 19.1 billion at the end of the second quarter of 2021, accounted for 59% of its total financial assets.
10/20/2021 Monthly report on bank performance October 2021 After the rapid recovery of the economy this year, signs of a slowdown in economic growth are appearing, while the risks of a further slowdown toward the end of the year are increasing. Household lending strengthened further in August; this is mainly due to a further increase in housing loans, while the decline in consumer loans remained at the same level as in the previous month. At the same time, despite a slight slowdown in growth, year-on-year growth in loans to non-financial corporations remains positive.
10/14/2021 Report on External Statistics August 2021 Trade in services surplus in first eight months of 2021 reached 1,4 EUR billion, up 8,9% compared to the same timeframe of 2020. The highest surplus reached transport (757 EUR million) and construction services (315 EUR million).
09/27/2021 Monthly Bulletin, September 2021 Deposits of households and non-profit institutions at other monetary financial institutions totalled at the end of august to 24,302 million €, which is 2,196 million € more than a year ago. Of this there were 401 million € deposits in foreign currency, which increased in this period by 21 million €.
09/20/2021 Fintech and Payment: trends Banka Slovenije is actively keeping up with the changes in the area of financial services that are being generated by digitalisation, and for which we use the term fintech. In an effort to help the general public become more familiar with this area, we have produced the publication Fintech and Payment: trends. In this way we aim to present the impact of digitalisation and new financial services on our everyday lives, while we also highlight the numerous challenges that await both central banks and the wider financial sector.
09/14/2021 Monthly report on bank performance, September 2021 In July 2021, the growth of loans to the non-banking sector picked up again. Year-on-year growth in loans to non-financial corporations was again positive after one year, while growth in housing loans increased slightly and the decline in consumer loans slowed. The share of NPEs further decreased in total, as well as the shares of exposures in groups with increased credit risk. This year banks’ net income decreased as compared to the same period last year, which is the result of a decrease in net interest.
09/13/2021 Report on External Statistics July 2021 Trade in services with the rest of the world reached surplus of 1,2 EUR billion in first seven months of 2021, up 78 EUR million compared to the same timeframe of 2020. In July 2021 the surplus of trade in services amounted 199 EUR million. There are signs of recovery of travel services, being one of the most important component of services, year to year increase of export of travel reached 26,0%, while import increased for 23,7%.
08/26/2021 Monthly Bulletin, August 2021 Number of users of mobile banking in households sector was at the end of second quarter this year higher than million, 200.000 more than one year ago.
08/13/2021 Report on External Statistics June 2021 Surplus of current account with the rest of the world reached 156 EUR million in June 2021, down 151 EUR million compared to June 2020. It was mostly due to the decrease of goods surplus.
08/12/2021 Monthly report on bank performance, August 2021 The balance sheet total of the banking system increased markedly in June as a result of banks obtaining funding at the Eurosystem's June auction (TLTRO-III) and a sharp increase in household deposits. Positive trends continued in lending to the economy and households. Loans to the non-banking sector strengthened year-on-year, as in addition to the high growth in housing loans, loans to foreigners and other financial organizations increased as well.
07/14/2021 Report on External Statistics May 2021 Surplus of trade in services with the rest of the world reached 121 EUR million in May 2021, up 27 EUR million compared to May 2020. It was mostly due to the increase of export (130 EUR million). Thus services show signs of recovery after one year.
07/12/2021 Monthly report on bank performance, July 2021 After several months of decline, bank loans to the non-banking sector rose again year on year in May. Lending to households has strengthened over the past three months due to an increase in housing loans, while the year-on-year decline in loans to non-financial corporations slowed in May. Due to one-off factors, banks' pre-tax profits were significantly higher than last year in the same period, although the sustainability of banks' profits generated in this manner remains uncertain in the future. Net release of impairments and provisions at most banks also contributed to the increase in profit.
07/08/2021 Quarterly Information Financial Accounts of Slovenia, July 2021 The rest of the world disclosed a surplus of financial assets relative to liabilities in the amount of EUR 5.2 billion at the end of the first quarter of 2021. In the last year, the rest of the world's financial position sharply deteriorated (by EUR 3.7 billion), most vis-à-vis the central bank, insurance corporations and pension funds and investment funds, while improving vis-à-vis general government sector.
06/30/2021 Direct investment 2020 Foreign direct investment in Slovenia reached 16,6 EUR billion at the end of 2020, up 0,4 EUR billion or 2,4% compared to the end of 2019. Direct investment of Slovenia abroad on the other hand reached 7,0 EUR billion, up 0,2 EUR billion or 1,7% compared to the end of 2019. (Publication in Slovene only)
06/28/2021 Monthly Bulletin, June 2021 The effective interest rate on new house purchases of the households reached in April this year again its lowest value until then 2,21 %, while it amounted to 2,63 % in April last year.
06/18/2021 Monthly report on bank performance, June 2021 With the improvement of the epidemiological situation and the release of restrictive measures, the situation in the economy began gradually to improve in the first four months of 2021, which is also improving the operating conditions of banks. The consequences of the epidemiological crisis will be visible with a delay in individual segments of banks' operations. The positive growth of loans to households from March has intensified in April, and the deepening of the year-on-year contraction in loans to companies has also stopped.
06/14/2021 Report on External Statistics April 2021 Trade in goods and services in April 2021 recorded surplus of EUR 353 million, of which trade in services reached 53%. Services thus show signs of recovery after a year, as the April 2021 surplus is EUR 51 million higher than the previous year.
06/01/2021 Monthly Bulletin, May 2021 Number of users in households sector was at the end of first quarter this year for the first time higher than million.
05/19/2021 Monthly report on bank performance, May 2021 In March, growth in household loans was again positive, mostly due to growth in housing loans, while the fall in consumer loans slowed somewhat after the first positive increase since October 2019. In corporate loans, negative growth deepened somewhat. The shares of non-performing exposures remained low in March, while the shares of the group with increased credit risk increased in the segments most affected by the epidemic.
05/14/2021 Report on External Statistics March 2021 In the first three months of 2021, the current account surplus amounted to EUR 846 million, which is EUR 28 million less than in the same period of 2020. The surplus in the merchandise trade increased by EUR 61 million and the service trade surplus decreased by EUR 68 million. The lower surplus in service trade is mainly due to the fall in travel. Meanwhile, a gradual increase in both exports and imports shows a recovery in merchandise trade.
04/29/2021 Monthly Bulletin, April 2021 At the end of February this year, Slovenia's gross external debt amounted to € 50.2 billion, which is € 4.9 billion more than a year ago.
04/22/2021 Quarterly Information Financial Accounts of Slovenia, April 2021 In 2020, the net financial position of the general government sector, calculated as the difference between financial assets and liabilities, deteriorated by EUR 6.4 billion to EUR 19 billion. The general government deficit in 2020 amounted to EUR 3.9 billion or 8.4% of GDP.
04/14/2021 Report on External Statistics February 2021 In the first two months of 2021, the current account surplus amounted to EUR 485 million, which is EUR 88 million less than in the same period of 2020. The surplus in the merchandise trade increased by EUR 62 million and the service trade surplus decreased by EUR 133 million. The lower surplus in service trade is mainly due to the fall in travel.
04/09/2021 Strong growth of newly approved loans to households in March, corporate lending remains weak With lower net interest income, the higher profit before taxes of banks in the first two months of this year was mainly due to higher fees and commissions, as well as the net release of impairments and provisions. In the area of lending, year-on-year developments in February were similar to previous months; preliminary data for March show a high growth of newly approved loans to households. Corporate lending remains weak.
03/25/2021 Monthly Bulletin, March 2021 The effective interest rate on new housing loans for households decreased further: in January 2021 it was 2.27%, compared to 2.50% in January of last year and 3.56% in January 2011 (10 years ago).
03/16/2021 Report on External Statistics January 2021 In January 2021 gross external debt amounted to EUR 49.5 billion, which is EUR 4.8 billion more than a year ago. In the last year indebtedness of the the general government (EUR 3.1 billion) and the central bank (EUR 1.8 billion) have increased the most. The indebtedness of the remaining sectors remained almost unchanged compared to the previous year. In the gross external debt structure the general government sector is dominated by 52.6% of total debt, while the share of banks and central bank is 18.5% in total. Financial instruments are dominated by debt securities (48.6%) and loans (19.0%).
03/11/2021 Monthly report on bank performance, March 2021 Despite the gradual improvement in the epidemiological situation the economic recovery, especially in the activities affected by the epidemic, is uncertain, while business conditions of banks are not improving. However, in January banks operated with a slightly higher profit than in the same period last year, although with negative growth of net income the main contribution was from the release of impairments and provisions. The volume of corporate loans increased in January, while loans for consumption financing declined. Significant growth in household deposits continued at the beginning of this year, with banks channeling the majority of these funds to accounts with the central bank.
03/02/2021 Summary of macroeconomic developments, March 2021 During the second wave of the epidemic, economic growth in Slovenia slowed in the final quarter of last year, similarly to the euro area overall, but the slowdown was significantly less than in the first wave, despite the worse epidemiological data. Banka Slovenije also finds the labour market not to have deteriorated significantly, amid the extension of the government measures.
02/25/2021 Monthly Bulletin, January 2021 At the end of 2020 there were 20% more users of mobile banking than a year ago, while the value of payments in mobile bank exhibits increase of 53% in 2020 compared to 2019.
02/24/2021 Financial accounts of Slovenia 2014-2019 The indebtedness of non-financial corporations in Slovenia has declined sharply in recent years. Their net financial position has improved relative to the euro area, and was more favourable than that of non-financial corporations in the euro area overall by the end of the observation period. The better net financial position of the general government sector in Slovenia compared with the euro area overall was also attributable to its higher financial assets, alongside lower indebtedness. The weaker financial position of households in Slovenia was primarily attributable to the lower financial assets at their disposal; household indebtedness in Slovenia was lower than in the euro area.
02/16/2021 Monthly report on bank performance, February 2021 The banking system was operating in truly exceptional circumstances in 2020, and the impact of the Covid-19 epidemic will continue to be reflected in its performance in the future. Despite the downturn in business conditions, the banking system recorded relatively high profits in the amount of EUR 472 million, down just a fifth on the previous year, largely as a result of a one-off effect from the merger of two banks. Without this effect, profit would have been down more than a half on 2019. The increase in sight deposits by the non-banking sector continued. The main decline was in corporate loans, but consumer loans also continued to decline. Growth in housing loans remained at a similar rate to previous months. The banking system is otherwise still maintaining a good capital and liquidity position.
02/15/2021 Report on External Statistics December 2020 Trade in goods surplus reached EUR 2.5 billion in 2020 and was almost twice as much as in 2019 (up by EUR 1.2 billion). Higher surplus is result of lower drop of exports (-7%) compared to imports (-11,7%). Import to export coverage was 109,3% in 2020. Trade in services surplus reached EUR 2.0 billion, which is EUR 0.8 billion less compared to 2019. Due to COVID crisis surplus of travel was hit the most and was reduced by EUR 790 million compared to 2019. Export of travel in 2020 was down by 60,9%, and import of travel in 2020 was down by 59,1% compared to 2019.
01/29/2021 Monthly Bulletin, January 2021 At the end of November 2020 gross external debt of Slovenia has reached its highest value so far, namely EUR 49,133 million, while the net external debt was negative for the second month in a row and amounted to EUR -473 million.
01/15/2021 Quarterly Information Financial Accounts of Slovenia, January 2021 In the third quarter of 2020 annual net transactions of non-financial corporations from loans raised at banks were negative for the first time in four years, net transactions declined by EUR 195 million.
01/13/2021 Report on External Statistics November 2020 Trade in goods surplus of eleven months in 2020 reached 2,5 EUR billion, and surpassed the surplus of first eleven months of 2019 by more than three quarters. Bigger surplus in 2020 was caused by a bigger year to year drop of imports (-12,7%) compared to exports (-8,5%). Surplus of trade in services in first eleven months of 2020 reached 1,9 EUR billion, which is 72% less than in the same timeframe of 2019. Due to corona crisis, travel was hit the hardest. The surplus of travel services in eleven months of 2020 was 773 EUR million smaller compared to the same timeframe of 2019. Export of travel in eleven months of 2020 fell by 60,4%, import by 57,9% compared to 2019 timeframe.
01/11/2021 Monthly report on bank performance, January 2021 Despite the aggravation of epidemiological situation and deterioration of business conditions, the banking system generated relatively high profits until November 2020 due to one-off effect of the merger of two banks. Profit before tax lagged behind the previous year by less than a fifth, and without a one-off event, it would have been lower by as much as 53.9 %. The contraction in corporate and consumer loans continued, while housing loans continued to grow. Banks’ capital and liquidity position remained good.
01/05/2021 Monthly Bulletin, December 2020 At the end of November households had at other monetary financial institutions in Slovenia (including non-profit institutions, which provide services for households) only EUR 301 million or less than 3% of loans in foreign currency, in comparison with EUR 1,256 million loans in foreign currency (more than 13% of their loans) ten years ago.
12/16/2020 Monthly report on bank performance, December 2020 Business conditions are sharply tightening as the epidemiological and consequently economic situation deteriorates. Nevertheless, banks mostly operated at a relatively high profit in the first ten months of the year. Pre-tax profit in the period January-October 2020 amounted to EUR 454 million, or only 17% less than in the same period last year, but a significant part of the relatively favourable result is due to a one-off effect.
12/14/2020 Report on External Statistics October 2020 At the end of September 2020 foreign investment in Slovenia exceeded Slovene investment abroad by 8.1 EUR billion. Compared to second quarter 2020 this means slight improvement. Liabilities to the rest of the world fell by 0,2 EUR billion while assets remained on the same level. The highest positive net position to the rest of the world at the end of September 2020 is in form of other investment (6,4 EUR billion), followed by equity and debt securities (4,2 EUR billion) and international reserves (1,0 EUR billion).
11/26/2020 Monthly Bulletin, November 2020 Number and value of payments using mobile bank both were in third quarter this year as well as in first three quarters, about 60% larger than last year.
11/13/2020 Report on External Statistics September 2020 International trade in services surplus reached 1.5 EUR billion in first nine months of 2020, down 548 EUR million to the same timeframe in 2019. Decrease is due to the massive decrease of travel connected with corona crises. Export of travel was down 56,2%, import 54,1% in nine months 2020 year on year. Transport services experienced also a decrease, yet to a minor extent. In spite of completely distorted circumstances, travel and transport still contribute most to the surplus in services balance.
11/10/2020 Monthly report on bank performance, November 2020 Profit of the banking system, generated in the first nine months of this year, lagged behind last year's in the same period by a fifth. With the worsening of the situation due to the Covid-19 pandemic, the conditions for generating bank revenues worsened; costs of impairments and provisions increased as well. After months of decline, all major lending segments rose slightly in September – corporate loans increased for the first time since March this year, while loans to households have been growing since July. Liquid assets increased; the share of non-performing exposures once again decreased. The liquidity and capital position of the banking system remains good.
11/03/2020 Direct investment 2019 The stock of inward FDI in Slovenia amounted to EUR 16.0 billion at the end of 2019, up 4.9% on the end of 2018. Approximately 60% of FDI flows directly via the foreign countries that are home to the ultimate investor, while the remainder flows via conduit countries. In the ranking of investments in terms of site of control, the most important countries are Austria and Germany, with almost equal shares, followed by Italy, the US and Switzerland. The stock of Slovenian outward FDI amounted to EUR 6.6 billion at the end of 2019, up 8.9% on the end of 2018. Slovenian investors held their largest stock of outward FDI in Croatia at the end of 2019, in the amount of EUR 2.3 billion or 34.5% of total outward FDI.
10/27/2020 Monthly Bulletin October 2020 Deposits of households (including non-profit institutions) at monetary financial institutions in Slovenia amounted at the end of September this year to 22,105 mill €, of which 380 mill € in foreign currencies. Ten years ago, they had 14,687 mill of deposits, of which 332 mill € in foreign currencies.
10/23/2020 Quarterly Information Financial Accounts of Slovenia, October 2020 In the last year, the government surplus has turned into a deficit; it cumulatively amounted to EUR 2.2 billion or 4.8% of GDP. This was mainly due to measures to mitigate the effects of the epidemic in the second quarter of this year, when the deficit amounted to EUR 1.6 billion or 15.3% of quarterly GDP.
10/14/2020 Report on External Statistics August 2020 Current account surplus reached 2.1 EUR billion in first eight months of 2020, surpassing last year's comparable timeframe data by 241 EUR million. Trade in goods surplus increased by 0,6 EUR billion, services surplus decreased by 0,5 EUR billion. Due to corona crisis travel services suffered the biggest drop 480 EUR million). Export of travel services decreased by 55,5%, import by 52,3% in eight months 2020 compared to the same timeframe year before.
10/09/2020 Monthly report on bank performance Banks operated with a significantly lesser profit until August 2020 in comparison to the same period last year. Deteriorated situation of the economy due to the Covid-19 pandemic will, together with low interest rates, affect banks' activities also in the future. Despite the unfavourable economic conditions, the banks will most probably operate with a profit until the end of the year.
09/25/2020 Monthly Bulletin, September 2020 Also after the outbreak of corona virus, in first and second quarter of 2020, there was an increase in number of online and mobile banking users, as well as of payments in mobile banks.
09/14/2020 Report on External Statistics July 2020 Gross external debt reached 48,3 EUR billion at the end of July 2020, up 4,3 EUR billion year to year. Most of the increase is attributed to general government (3,3 EUR billion). Breakdown by institutional sectors shows the prevailing share of general government (53,4%), followed by central bank and banks 17,5%. 49,6% of gross external debt was in the form of debt securities (49,6%) followed by loans (19,6%).
09/14/2020 Direct investment 2019 Foreign direct investment in Slovenia reached 16,0 EUR billion at the end of 2019, up 0,7 EUR billion (4,9%) year to year. The increase was mostly attributed to inflows of equity capital (1,2 EUR billion ) and reinvested earnings (0,5 EUR billion), while net debt to foreign owners decreased by 0,6 EUR billion.
09/10/2020 Monthly report on bank performance The decline in loans to the non-banking sector continued in July, although at a slower pace than in previous months. Year-on-year, however, growth in loans to the non-banking sector still remained positive at 1.6%. The reason for the decrease in the volume of loans to the non-banking sector was, among other things, the decrease in loans to firms, which slowed down somewhat in July. On the other hand, loans to households increased by EUR 56.5 million in July compared to the previous month, mainly due to the growth of housing and other loans.
08/27/2020 Monthly Bulletin, July - August 2020 In second quarter 2020, which was marked with coronavirus, there were 948.968 OTC cash withdrawals in Slovenia. That is 19 % less than in previous quarter and 33 % less than in the same quarter of the last year.
08/13/2020 Report on External Statistics June 2020 In first six months of 2020 trade in goods surpluss with the rest of the world increased by EUR 236 million compared to the same timeframe in 2019. This was due mainly to a bigger fall of import compared to export of goods. Year on year decrease of export reached 13,5%, while import shrank by 15,7%. Coverage of import with export of goods thus reached 108,3%.
08/05/2020 Monthly report on bank performance The deteriorating economic situation due to the Covid-19 epidemic is gradually being reflected in bank performance. The growth of loans is declining, both household as well as corporate loans. Household and corporate deposits at banks have risen sharply this year. Non-performing exposures have been decreasing throughout the first half of the year.
07/16/2020 Quarterly Information Financial Accounts of Slovenia, July 2020 Publication is available in Slovene only.
07/14/2020 Report on External Statistics May 2020 Publication is available in Slovene only.
06/29/2020 Monthly Bulletin, June 2020 Household deposits increased for 626 mio EUR from February to May, annual growth rate amounted to 9,6% in May.
05/29/2020 Monthly Bulletin, May 2020 In the period from January to March 2020 exports to EU (excluding the United Kingdom) decreased by EUR 257 million compared to the same period last year, while imports decreased by EUR 299 million.
05/13/2020 Monthly report on bank performance Banka Slovenije is examining bank performance in the first quarter of 2020. The figures already reflect the very earliest effects of the coronavirus pandemic, and the accompanying economic shock. The sharp decline in economic activity and the downturn caused at home and abroad by coronavirus will gradually have an increasing impact on the banking system.
04/24/2020 Quarterly Information Financial Accounts of Slovenia, April 2020 Quarterly information on Financial accounts of Slovenia provides a summary of developments by institutional sectors in 2019.
03/16/2020 Report on External Statistics January 2020 At the end of 2019 net position of international investment was negative and amounted to EUR 9.3 billion, which is 19.3% GDP. Compared to the end of 2018 this is a slight decline, namely the liabilities to the rest of the world increased more than assets by EUR 0.6 billion.
02/27/2020 Monthly Bulletin, February 2020 Net external debt of Slovenia has been reduced again in 2019 to EUR 1,192 million at the end of December (a year ago it was EUR 4,131 million), while in this period gross external debt has shown an increase (from EUR 42,099 million to EUR 44,043 million).
02/13/2020 Report on External Statistics December 2019 In 2019 direct investment presented EUR 0.7 billion of net equity inflow. Foreign direct investment in Slovenia increased annually by EUR 0.8 billion. Most of the annual increase was result of increase in equity. Domestic direct investment in the rest of the world are reaching significantly lower levels of transaction on average and have increased in the last 12 months only by EUR 0.1 billion.
01/29/2020 Monthly Bulletin, January 2020 In the last quarter of 2019 there were 803,692 users of mobile banking (natural and legal persons), which is 18% more than in the same period of 2018.
01/15/2020 Quarterly Information Financial Accounts of Slovenia, January 2020 At the end of the third quarter of 2019 the financial assets of insurance corporations and pension funds amounted to EUR 11.3 billion, having increased by EUR 769 million in the last year.
01/13/2020 Report on External Statistics November 2019 In first eleven months of 2019 Slovenia exported EUR 7.77 billion and imported EUR 4.94 billion worth of services. Consequently surplus of foreign trade in services amounted to EUR 2.83 billion. Highest positive balance was in travel and transportation services. Compared to the same period in 2018 in first eleven months of 2019 export of all services increased by 7.3% and import increased by 4.1%.
01/09/2020 Monthly report on bank performance, January 2020 Compared to October 2019 year-on year growth in housing loans increased in November 2019. Year-on-year growth in consumer loans slightly declined, but still remained high. Year-on-year growth in corporate loans also increased.
01/08/2020 Financial accounts of Slovenia 2013 - 2018 Financial assets and liabilities in the financial accounts of Slovenia amounted to EUR 265.9 billion at the end of 2018. The largest claims were disclosed by the rest of the world (22% of the total), households (20%) and non-financial corporations (18%), while the largest liabilities were disclosed by non-financial corporations (33%), the rest of the world (18%) and the general government sector (16%).
01/03/2020 Monthly Bulletin, December 2019 Record high of more than for 327 million EUR of payments were made in Slovenia in the seasonally strongest third quarter by payment cards issued abroad, nearly 10 % more than in the same period of year before.
12/27/2019 ECB Economic Bulletin, Issue 8/2019 Global real GDP growth (excluding the euro area) weakened during the first half of 2019, but signs of stabilisation started to emerge towards the end of the year.
12/16/2019 Report on External Statistics October 2019 In first nine months of 2019 the export to EU countries presented 78.4% of total export and in comparison to the same period last year it has increased by 4.7% or EUR 956 million. The largest increase was recorded in export to Croatia and Germany. The import from EU countries presented 79.3% of total import and in comparison to the same period last year it has increased by EUR 3.9% or EUR 768 million. There was outstanding import from Austria and Italy.
11/13/2019 Report on External Statistics September 2019 In September 2019 gross debt to the rest of the world amounted to EUR 44.8 billion, which is EUR 2.8 billion more than one year ago. In the structure of gross external debt government sector prevails with 50.9% share of whole debt, share of external debt by banks and central bank is 15.5% in total. Debt in debt securities with 46% and loans with 22% prevail among financial instruments.
10/28/2019 Monthly Bulletin, October 2019 Record high of more than 6.5 mill number of payments were made in Slovenia in the seasonally strongest third quarter by payment cards issued abroad, nearly 24% more than in the same period of year before.
10/25/2019 Quarterly Information Financial Accounts of Slovenia, October 2019 Households increased deposits at banks by EUR 1.5 billion in the last year, while loans raised from banks increased by EUR 0.6 billion.
10/23/2019 Direct investment 2018 The stock of inward FDI in Slovenia amounted to EUR 15.2 billion at the end of 2018, up 8.6% on the end of 2017. The stock of Slovenian outward FDI amounted to EUR 6,1 billion at the end of 2018.
10/14/2019 Report on External Statistics August 2019 Surplus of service exchange in first eight months of 2019 amounted to € 1,9 billion, which is € 235 million more than in the same period of 2018. Highest positive balance was achieved by transport services (€ 917 million) and travel (€ 876 million). In first eight months of 2019 export of all services increased by 8.2% and import increased by 5.4% compared to the same period in 2018.
10/01/2019 Monthly Bulletin, September 2019 At the end of August 2019 domestic sectors had €31,419 billion or 6,1% deposits more at other monetary financial institutions than the year before.
09/13/2019 Report on External Statistics July 2019 An analysis of direct investment by direction of investment in June 2019 shows an increase of foreign investment in Slovenia by EUR 73 million, on annual basis the increase amounts to EUR 1.2 billion, since in that time period there were some major acqusitions in insurance and non-financial activities.(Publication is available in Slovene only.)
08/13/2019 Report on External Statistics June 2019 In June 2019 net external debt (liabilities – claims) amounted to EUR 2.6 billion and was lower by EUR 3.5 billion compared to last year. Only the state was net indebted to the rest of the world in June 2019 (EUR 15.2 billion), all other sectors were net creditors to the rest of the world.
07/01/2019 Monthly Bulletin, July - August 2019 Balance sheet total of insurance companies amounted to 8,250 million EUR at the end of first quarter 2019, which is 3.1% more than at the end of first quarter 2018.
06/20/2019 ECB Economic Bulletin, Issue 4/2019 Global economic growth is projected to weaken this year, before stabilising over the medium term.
06/13/2019 Report on External Statistics April 2019 In 2019 travel reached the highest positive balance of individual types of services with EUR 477 million in surplus, followed by transport services with EUR 465 million and construction services with EUR 139 million in surplus.
05/30/2019 Monthly Bulletin, May 2019 At the first quarter of 2019, 684,902 natural persons were using the mobile bank, which is 33% more than in the same period as last year.
05/14/2019 Report on External Statistics March 2019 In the first three months of 2019, the surplus of trade in services amounted to EUR 682 million, which is EUR 70 million more than in the same period of 2018. The greatest increase was recorded in the surplus of construction services by EUR 39 million and the surplus of transport services by EUR 20 million.
04/29/2019 Monthly Bulletin, April 2019 Loans in EUR to domestic sectors was on 31 March 2019 EUR 26.385 mio.
04/25/2019 Quarterly Information Financial Accounts of Slovenia, April 2019 The financial assets of households amounted to EUR 45.2 billion at the end of 2018 and have increased by EUR 1.8 billion in the last year. Household deposits amounted to EUR 19.4 billion, of which 97% were deposits in domestic banks. (Publication in Slovene only.)
04/09/2019 Report on External Statistics February 2019 In first two months of 2019 trade in goods reached a surplus of 328 EUR million, which was up 186 EUR million compared to the same timeframe of 2018. Exports increased by 12,8% year on year, while imports increased by 9,2%.
03/28/2019 Monthly Bulletin, March 2019 At the end of 2018, 642,614 natural persons were using the mobile bank, which is 39% more than at the end of 2017.
03/21/2019 ECB Economic Bulletin, Issue 2/2019 Global growth momentum continued to moderate in late 2018. Global growth is projected to decelerate in 2019, but to stabilise over the medium term.
03/18/2019 Report on External Statistics January 2019 In 2018 the surplus of merchandise trade amounted to EUR 1,149 million, which was EUR 412 million lower than in 2017. Exports increased by 9.4% and imports by 11.5% in year-on-year terms.
02/27/2019 Monthly Bulletin, February 2019 At the end of 2018, the gross external debt of Slovenia amounted to EUR 42,6 billion and the net external debt amounted to EUR 6,4 billion. The gross external debt fell by EUR 1,2 billion last year, while the net external debt fell by as much as EUR 3,3 billion.
02/13/2019 Report on External Statistics December 2018 In 2018 export to EU countries amounted to 77% of total export. Compared to the previous year export to EU countries increased by 10.2% (2.232 EUR million). The largest increase was recorded in exports to Germany and Italy. (Publication is available in Slovene only.)
01/29/2019 Monthly Bulletin, Januar 2019 925.542 natural persons used online banking at the end of 2018, which is 6,5 % more than at the end of 2017.
01/16/2019 Quarterly Information Financial Accounts of Slovenia, January 2019 Non-financial corporations’ financial position improved vis-à-vis banks, while deteriorating vis-à-vis households and the rest of the world. (Publication in Slovene only.)
01/14/2019 Report on External Statistics November 2018 Export to EU countries in first eleven months of 2018 amounts 78% of total export. Compared to the same time frame of previous year total export increased by 10,6% (2.147 EUR million). (Publication is available in Slovene only.)
01/03/2019 Monthly Bulletin, December 2018 The main statistical publication of Banka Slovenije is now available, see December edition.
12/27/2018 ECB Economic Bulletin, Issue 8/2018 Euro area real GDP increased by 0.2%, quarter on quarter, in the third quarter of 2018, following growth of 0.4% in the previous two quarters.
12/21/2018 Monthly report on bank performance, December 2018 Growth in the balance sheet total slowed further, reaching 2.2% in y-o-y terms in October 2018. The banking system’s balance sheet total declined by EUR 110 million to stand at EUR 38.4 billion.
11/29/2018 Monthly Bulletin, November 2018 The main statistical publication of Banka Slovenije is now available, see November edition.
11/13/2018 Report on External Statistics September 2018 Export to EU countries in first nine months of 2018 amounts 78% of total export. Compared to the same time frame of previous year total export increased by 10,8% (1.746 EUR million). (Publication is available in Slovene only.)
10/26/2018 Monthly Bulletin, October 2018 The main statistical publication of Banka Slovenije is now available, see October edition.
10/25/2018 Quarterly Information Financial Accounts of Slovenia, October 2018 The net financial position of non-financial corporations improved vis-á-vis banks, while deteriorating vis-á-vis households and the rest of the world. (Publication in Slovene only.)
10/22/2018 Financial accounts of Slovenia Financial claims and liabilities in the financial accounts of Slovenia amounted to EUR 248.1 billion at the end of 2017 and have increased by EUR 15.1 billion over the observation period since the end of 2012.
10/19/2018 Direct investment 2017 The stock of inward FDI in Slovenia amounted to EUR 13.7 billion at the end of 2017, up 5.4% on the end of 2016. The stock of Slovenian outward FDI amounted to EUR 5.9 billion at the end of 2017.
10/15/2018 Report on External Statistics August 2018 Export to EU countries in first eight months of 2018 amounts 78% of total export. Compared to the same time frame of previous year total export increased by 12,0% (1.699 EUR million). (Publication is available in Slovene only.)
09/27/2018 Monthly Bulletin, September 2018 The main statistical publication of Banka Slovenije is now available, see September edition.
09/27/2018 ECB Economic Bulletin, Issue 6/2018 While the global economy maintained a steady pace in the first half of 2018, momentum is expected to moderate amid mounting risks and uncertainties.
09/13/2018 Report on External Statistics July 2018 Export to EU countries in first seven months of 2018 amounts 78% of total export. Compared to the same time frame of previous year total export increased by 12,3% (1.549 EUR million). (Publication is available in Slovene only.)
09/12/2018 Monthly information on bank performance, September 2018 In July 2018, the banking system’s balance sheet total increased by EUR 257 million to reach EUR 38.7 billion, up 4.4% in year-on-year terms.
08/28/2018 Monthly Bulletin, July - August 2018 The main statistical publication of Banka Slovenije is now available, see July - August edition.
08/13/2018 Report on External Statistics June 2018 In June 2018 gross debt amounted to EUR 43.5 billion, which is EUR 1.0 billion less than a year ago. (Publication is available in Slovene only.)
07/16/2018 Report on External Statistics May 2018 Export to EU countries in first five months of 2018 amounts 78% of total export. Compared to the same time frame of previous year total export increased by 12,4% (1.019 EUR million). (Publication is available in Slovene only.)
07/12/2018 Quarterly Information Financial Accounts of Slovenia, July 2018 Household deposits at the end of the first quarter of 2018 amounted to EUR 18.5 billion, of which 96% were deposits in domestic banks. (Publication in Slovene only.)
06/28/2018 ECB Economic Bulletin, Issue 4 / 2018 The June 2018 Eurosystem staff macroeconomic projections for the euro area foresee annual real GDP increasing by 2.1% in 2018, 1.9% in 2019 and 1.7% in 2020.
06/27/2018 Monthly Bulletin, June 2018 The main statistical publication of Banka Slovenije is now available, see June edition.
06/13/2018 Report on International Economic Relations - April 2018 Foreign direct investments in Slovenia increased by EUR 26 million in April 2018, while in the last 12 months they increased by EUR 349 million. (Publication is available in Slovene only.)
05/30/2018 Monthly Bulletin, May 2018 The main statistical publication of Banka Slovenije is now available, see May edition.
05/14/2018 Report on International Economic Relations - March 2018 In March 2018 gross debt amounted to EUR 43,2 billion, which is EUR 1.7 billion less than a year ago. (Publication is available in Slovene only).
05/03/2018 Monthly Bulletin, April 2018 The main statistical publication of Banka Slovenije is now available, see April edition.
04/23/2018 Quarterly Information Financial Accounts of Slovenia, April 2018 Households increased deposits to a similar extent as in 2016. (Publication in Slovene only)
04/13/2018 Report on International Economic Relations - February 2018 In February 2018 gross debt amounted to EUR 42,5 billion, which is EUR 2.3 billion less than a year ago. (Publication is available in Slovene only).
04/09/2018 ECB Annual report 2017 In 2017 the economy in euro area grew by 2.5% and by the end of the year had recorded 18 straight quarters of growth. Employment rose by 1.6% to reach its highest level ever.
03/27/2018 Monthly Bulletin, March 2018 The main statistical publication of Banka Slovenije is now available, see March edition.
03/26/2018 ECB Annual Report on supervisory activities 2017 The economic environment within which euro area banks operate continued to improve over the past year, and some banks were able to generate significant profits, although some others still need to recover.
03/22/2018 ECB Economic Bulletin, Issue 2 / 2018 The March 2018 ECB staff macroeconomic projections for the euro area foresee annual real GDP increasing by 2.4% in 2018, 1.9% in 2019 and 1.7% in 2020.
03/19/2018 Report on International Economic Relations - January 2018 Foreign direct investments in Slovenia increased by EUR 98 million in January 2018, while in the last 12 months they increased by EUR 630 million. (Publication is available in Slovene only)
03/01/2018 Monthly Bulletin, February 2018 As at 31 January 2018, claims of other MFIs (banks, savings banks, money market funds) to domestic non-financial corporations amounted to EUR 9,363 million (as at 31 December 2017 EUR 9,311 million).
02/13/2018 Report on International Economic Relations - December 2017 In December 2017 gross debt amounted to EUR 43.5 billion, which is EUR 1.3 billion less than year ago. (Publication is available in Slovene only)
02/13/2018 The new Bank of Slovenia Working Paper In paper Modelling Credit Risk with a Tobit Model of Days Past Due we propose a novel credit risk modelling approach.
01/30/2018 Quarterly Information Financial Accounts of Slovenia, January 2018 Household deposits at the end of the third quarter of 2017 amounted to EUR 18.1 billion, of which 96% were deposits in domestic banks. (Publication in Slovene only)
01/30/2018 Monthly Bulletin, January 2018 Loans to non-financial corporations amounted to EUR 9,311 million as at December 31, 2017, while loans to households and non-profit institutions serving households amounted to EUR 9,733 million.
01/26/2018 Research: The availability of corporate financing In 2017, accessibility to all external sources of financing has improved, most of all accessibility to bank financing. The number of rejected applications declined, while the performance of companies in obtaining funds from banks increased. (Publication in Slovene only)
01/17/2018 Monthly information on banks performance At the end of November 2017, banks reported EUR 423.9 million of pre-tax profit, which is 10.3% more than in the same period in 2016. (Publication available in Slovene only.)
01/16/2018 Summary of macroeconomic developments, January 2018 In the third quarter 2017, the high growth in the Slovenian economy was largely the result of the exploitation of the economic climate in the euro area. The contribution made to GDP growth by the export sector increased to its highest level since 2010.
01/15/2018 Report on Slovenia’s international economic relations In the first eleven months of 2017, exports to EU Member States accounted for 77% of total exports and increased by 14.7% year on year or EUR 2,582 million. (Publication in Slovene only)
12/28/2017 ECB Economic Bulletin, Issue 8 / 2017 The December 2017 Eurosystem staff macroeconomic projections for the euro area foresee annual real GDP increasing by 2.4% in 2017, 2.3% in 2018, 1.9% in 2019 and 1.7% in 2020.
12/22/2017 Monthly information on banks performance The balance sheet total of the banking system reached EUR 37.5 billion in October, which is 2.1% more than a year ago. Accelerated growth in loans to the non-banking sector continues, in October it reached 6.8% year on year, due to positive monthly increments in all sectors.
12/14/2017 Report on Slovenia’s international economic relations In October 2017 gross debt amounted to EUR 43.3 billion, which is EUR 3.0 billion less than a year ago. (Publication is available in Slovene only).
11/30/2017 Monthly Bulletin, November 2017 Monthly Bulletin is a main statistical publication of Banka Slovenije, with data from its own production of statistics of financial institutions, financial accounts and external statistics.
11/15/2017 Report on Slovenia’s international economic relations In September 2017 gross debt amounted to EUR 43.2 billion, which is EUR 2.1 billion less than a year ago. (Publication is available in Slovene only).
10/25/2017 Četrtletna informacija Finančni računi Slovenije Households increased deposits with banks and equity investments and continued to borrow from banks.
10/16/2017 Ekonomski odnosi Slovenije s tujino - avgust 2017 In August 2017 gross debt amounted to EUR 43.5 billion, which is EUR 1.8 billion less than a year ago. (Publication in Slovene only.)
07/19/2017 Gospodarska in finančna gibanja, julij 2017 Gospodarska rast v Sloveniji je bila v letošnjem prvem četrtletju zelo visoka, kar 5,3-odstotna, in bistveno višja od povprečne v evrskem območju. Vendar je vsaj za zdaj še uravnotežena.