For users

SISBIZ members

Members of SISBIZ are the entities referred to in the second and third paragraphs of Article 17 of the ZCKR-1 that submit data to SISBIZ.

Entities from the second paragraph of Article 17 of the ZCKR-1 must join the SISBIZ system (mandatory members), while entities from the third paragraph of Article 17 of the ZCKR-1 can voluntarily decide to join the system (voluntary members). Members report to SISBIZ data on credit and other transactions concluded with borrowers, in the scope, format, and manner determined by the Rules of the Information Exchange System on the Indebtedness of Legal Entities – SISBIZ and the SISBIZ Data Submission Manual "(the manual for banking members is available here, and for non-banking members here)".

Entities that must or may join SISBIZ must:

submit an Application for Inclusion in SISBIZ to Banka Slovenije,
conclude a contract for the use of SISBIZ with Banka Slovenije,
appoint a general SISBIZ administrator and their deputy,
establish a SISBIZ test environment in accordance with the technical documentation of Banka Slovenije,
complete testing and fill out the UAT (User Acceptance Test) statement,
conduct a review of suitability/readiness for inclusion in SISBIZ (the review procedure is described in the chapter below),
initially report their data to SISBIZ in accordance with applicable legislation.

List of SISBIZ members

Access to Info SISBIZ web application

Procedure for the Assessment of a member prior to entry into the SISBIZ production environment

In accordance with the Central Credit Register Act (ZCKR-1) and the SISBIZ Rules (secondary legislation), an assessment of adequate readiness for entry into the SISBIZ production environment is mandatory for all entities joining SISBIZ as members. The assessment is carried out by Bank of Slovenia.

Who is required to undergo the assessment?

Every entity that, in accordance with the law, is joining SISBIZ.

When is the assessment conducted?

Prior to entry into the SISBIZ production environment, that is, before the commencement of actual reporting and data exchange in the production system.

Why is the assessment necessary?

The assessment ensures that all technical requirements for membership in the information exchange system are met, as well as the security and organisational requirements stipulated by law and the SISBIZ Rules. The purpose of the assessment is to ensure the secure, proper, and lawful operation of the system, as well as the protection of confidential data within SISBIZ.

What is the scope of the assessment?

The scope of the assessment is defined in the Self-Assessment Questionnaire and the Documentation Preparation Checklist for the Assessment.

What follows after the assessment is completed?

Upon completion of the assessment, a report is prepared on the adequate/inadequate readiness of the member for entry into the SISBIZ production environment. In the case of inadequate readiness, a list of identified deficiencies is prepared, together with recommendations and deadlines for their remediation, which are communicated to the member. After the deadline for implementing the recommendations has expired, a follow-up assessment is carried out to determine whether the deficiencies identified in the previous assessment have been addressed. Each assessment is charged to the member in accordance with the applicable tariff of the information exchange system (link).

Obligation of members to submit an audit report

In accordance with the Central Credit Register Act (ZCKR-1), SISBIZ members are required to submit to Bank of Slovenia, at least every three years, an audit report by an independent auditor regarding compliance with technical requirements, security standards for access to the SISBIZ system, and the accuracy of data reporting to SISBIZ. General guidelines for the preparation of these reports are set out in the SISBIZ Rules (secondary legislation), while this section provides descriptive guidelines that further specify expectations regarding the content and supporting evidence for each area of the audit review. The descriptive guidelines are intended for SISBIZ members and auditors who prepare audit reports for members in accordance with the provisions of ZCKR-1 and the SISBIZ Rules.