About SISBIZ
SISBIZ is an information system for the exchange of data and information on the indebtedness of legal entities, which allows system members to access individualized data on the indebtedness of legal entities for the purposes specified in the first paragraph of Article 21 of the ZCKR.
SISBIZ is established for the purpose of effectively assessing and managing credit risk among creditors who are system members in relation to the conclusion and execution of credit transactions with legal entities, and for the purpose of promoting policies and measures for responsible lending, sustainable borrowing, and preventing over-indebtedness of legal entities.
Members are responsible for the accuracy and timeliness of the data processed in the SISBIZ system and ensure the correction of incorrect data in accordance with the ZCKR and subordinate acts.
The Bank of Slovenia, as the system operator, ensures the proper and uninterrupted operation of SISBIZ, including the operation of software and hardware and their physical and electronic protection, as well as the functionality of the system in accordance with the provisions of relevant regulations (ZCKR and ZBan-3). The Bank of Slovenia is also the supervisory and offence authority regarding the accuracy of member reporting and compliance with membership conditions.
Legal basis
Banka Slovenije manages the system SISBIZ in accordance with the Central Credit Register Act (ZCKR).
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