Nova Ljubljanska banka d.d.

It may perform the following mutually recognised financial services, pursuant to Article 5 of the ZBan-3:

• 1. Receiving deposits.

• 2. Granting of loans, including:

  • consumer loans;
  • mortgage loans;
  • purchase of receivables with or without recourse (factoring);
  • financing of commercial transactions, including export financing based on the purchase of non-current non-past-due receivables at a discount and without recourse, secured by financial instruments (forfeiting).

• 4. Payment services and electronic money issuing services.

• 5. Issuance and management of other payment instruments (i.e. travellers' cheques and banker's drafts) in the part in which this service is not included in service of point 4 of this Article.

• 6. Issuing of guarantees and other commitments.

• 7. Trading for own account or for account of customers in:

  • in money-market instruments;
  • in foreign exchange, including currency exchange transactions;
  • financial futures and options;
  • exchange and interest-rate instruments;
  • in transferable securities.

• 8. Participation in securities issues and the provision of associated services.

• 9. Corporate consultancy with regard to capital structure, operational strategy and related matters, and consultancy and services in connection with corporate mergers and acquisitions.

• 10. Monetary intermediation on interbank markets.

• 11. Advice on portfolio management (investment consulting).

• 12. Safekeeping of securities and other related services.

• 13. Credit rating services: collecting, analysing and disseminating information regarding creditworthiness.

• 14. Leasing of safe deposit boxes.

• 15. Investment services and transactions, and ancillary investment services in accordance with the ZTFI

It may perform the following additional financial services, pursuant to Article 6 of the ZBan-3:

• 1. Insurance agency service pursuant to the law governing the insurance industry.

• 4. Custodian and administrative services according to the law governing investment funds and management companies.

• 5. Credit brokerage for consumer and other types of loans.

• 6. Other services or transactions that, taking into account the manner in which they are provided and the risks to which a bank is exposed in the provision thereof, have similar attributes to mutually recognised financial services or ancillary financial services:

  • brokerage of financial leasing;
  • sale and purchase of investments in gold;