Gorenjska banka d.d., Kranj

It may perform the following mutually recognised financial services, pursuant to Article 5 of the ZBan-3:

• 1. Receiving deposits.

• 2. Granting of loans, including:

  • consumer loans;
  • mortgage loans;
  • purchase of receivables with or without recourse (factoring);
  • financing of commercial transactions, including export financing based on the purchase of non-current non-past-due receivables at a discount and without recourse, secured by financial instruments (forfeiting).

• 3. Financial leasing (lease or rent) of assets, where all material risks and benefits arising from ownership of the leased asset are transferred to the lessee, and where the transfer of ownership rights to the lessee is possible but not necessarily exercised.

• 4. Payment services.

• 5. Issuance and management of other payment instruments (i.e. travellers' cheques and banker's drafts) in the part in which this service is not included in service of point 4 of this Article.

• 6. Issuing of guarantees and other commitments.

• 7. Trading for own account or for account of customers in:

  • in foreign exchange, including currency exchange transactions;

• Trading for own account in:

  • in money-market instruments;
  • financial futures and options;
  • exchange and interest-rate instruments;
  • in transferable securities.

• 12. Other services related to safekeeping of securities.

• 14. Leasing of safe deposit boxes.

It may perform the following additional financial services, pursuant to Article 6 of the ZBan-3:

• 1. Insurance agency service pursuant to the law governing the insurance industry.

• 6. Other services or transactions that, taking into account the manner in which they are provided and the risks to which a bank is exposed in the provision thereof, have similar attributes to mutually recognised financial services or ancillary financial services:

  • marketing of investment fund's units;