Banka Intesa Sanpaolo d.d.

It may perform the following mutually recognised financial services, pursuant to Article 5 of the ZBan-3:

• 1. Receiving deposits.

• 2. Granting of loans, including:

  • consumer loans;
  • mortgage loans;
  • purchase of receivables with or without recourse (factoring);
  • financing of commercial transactions, including export financing based on the purchase of non-current non-past-due receivables at a discount and without recourse, secured by financial instruments (forfeiting).

• 3. Financial leasing (lease or rent) of assets, where all material risks and benefits arising from ownership of the leased asset are transferred to the lessee, and where the transfer of ownership rights to the lessee is possible but not necessarily exercised.

• 4. Payment services and electronic money issuing services.

• 5. Issuance and management of other payment instruments (i.e. travellers' cheques and banker's drafts) in the part in which this service is not included in service of point 4 of this Article.

• 6. Issuing of guarantees and other commitments.

• 7. Trading for own account or for account of customers in:

  • in foreign exchange, including currency exchange transactions;
  • financial futures and options;
  • exchange and interest-rate instruments;

• Trading for own account in:

  • in money-market instruments;
  • in transferable securities.

• 11. Advice on portfolio management (investment consulting).

• 12. Safekeeping of securities and other related services.

• 14. Leasing of safe deposit boxes.

• 15. Investment services and transactions, and ancillary investment services in accordance with the ZTFI

It may perform the following additional financial services, pursuant to Article 6 of the ZBan-3:

• 1. Insurance agency service pursuant to the law governing the insurance industry.

• 3. Management of pension funds pursuant to the law governing pension and disability insurance.

• 4. Custodian services in accordance with the law governing investment funds and management companies.

• 6. Other services or transactions that, taking into account the manner in which they are provided and the risks to which a bank is exposed in the provision thereof, have similar attributes to mutually recognised financial services or ancillary financial services:

  • administrative services for investment funds;
  • marketing of investment fund's units;