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Home  > Banking Supervision  > Supervisory disclosure  >  Information on non-performing exposures

Information on non-performing exposures

Due to different practices in Member States, the European Banking Authority (EBA) set out a harmonised definition of non-performing and forborne exposures in the Single Rulebook for the purpose of reporting on a consolidated basis, as published in Commission Implementing Regulation (EU) No 2015/227 (Official Journal of the EU, No 48/2015 of 20 February 2015).
Taking into account the new harmonised definition and with the aim of monitoring and effectively managing risks, the Bank of Slovenia prescribed the quarterly reporting of such information on an individual basis for all banks and savings banks. The banks and savings banks reported their non-performing and forborne exposures according to the new definition on individual basis for the first time as at 30 June 2015.

Publication of the non-performing exposures of banks and savings bank according to the new harmonised definition of the European Banking Authority (EBA)

Table: Information on the banking system’s non-performing exposures on an individual basis as at 31 December 2016

 

 

 

Gross carrying amount of exposure* Value adjustment due to impairment and provisions Collateral received for non-performing exposures**
           Of which non-performing         Of which for non-performing  
Of which forborne Of which for forborne
 EUR thousand 1 2 (2/1) 3 4 5 (5/2) 6 7 (7/2)
Debt instruments***: 35,727,495

3,121,535(8.74%)

1,889,785 2,063,917 1,771,351(56.75%) 992,320 891,395
(28.56%)
- Debt securities 8,639,590

798
(0.01%)

0 3,129 798 0 0
- Loans and advances 27,087,909

3,120,737(11.52%)

1,889,785 2,060,789 1,770,553(56.74%) 992,320

891,395
(28.56%)

  --of which loans and advances to non-financial corporations 9,949,831 2,547,732(25.61%) 1,665,866 1,624,477 1,431,293(56.18%) 860,519

  737,155
(28.93%)

Off-balance-sheet exposures 5,406,403 257,775(4.77%) 0   153,723 126,335
(49.01%)
0    44,166
 (17.13%)
TOTAL 41,133,898 3,379,310
 (8.22%)
1,889,785 2,217,640 1,897,686(56.16%) 992,320 935,561
 (27.68%)

*The gross carrying amount of an exposure is its carrying amount prior to the value adjustment due to impairment and provisions.
**Collateral received is taken into acount up to the carrying amount of non-performing exposures after the value of adjustment due to impairment and provisions.
***Debt instruments, other than held for trading.

Reports:

Table: The banking system’s non-performing exposures on an individual basis 
 
  in thousand  EUR in % of gross carrying amount of exposure*
30. 6. 2015 5,951,268 14.2
30. 9. 2015 5,464,499 12.99
31.12.2015 4,812,718 11.43
31. 3. 2016 4,527,269 10.83
30. 6. 2016 4,257,467 10.31
30. 9. 2016 3,718,612 9.07
31.12.2016 3,379,310 8.22

*The gross carrying amount of an exposure is its carrying amount prior to the value adjustment due to impairment and provisions.
 

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1505 Ljubljana
Slovenia
Phone: +386 1 471 90 00
Fax: +386 1 251 55 16
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